A Guide to Cobra Health Insurance
There is no industry more important to the day to day health of every American citizen than that of the Health Insurance Industry. This industry protects you from serious illnesses or at the very least tries to get you the best help possible in these scenarios. The health industry is something that most Americans will interact with on a daily basis without even really knowing it.
Right now in America, there is a huge debate on the health industry between the two political parties that guide the country. However, many people will agree that having Cobra health insurance is incredibly important and having a reliable health insurance is essential to your everyday health. But it is important to keep in mind that many people are in the dark in terms of having the knowledge to the industry of health care.
Keep in mind that there are also so many different versions of health care out lumbering around in the healthcare industry. These different types of health care can include dental insurance plans, employer group health insurance, eye insurance plans, group life insurance, individual health insurance, Medicare supplement insurance, and even Cobra health insurance. Here is what you need to know about Cobra health insurance and your health.
The Center for Disease Control released information revealing that in 2016, 28.6 million people were without health care insurance in the United States. Numbers also suggest that around 10,000 American citizens over the age of 65 will enroll in Medicare for the first time every single day. For those who do not know, you can enroll in Medicare when it opens in the Fall between October 15 and December 7th each year, your coverage will then start January 1st the following year.
Projections calculate that by the year 2050, Americans over the age of 65 will comprise of 89 million people in terms of America’s population, and this is more than double that number of those people in the year of 2010. These older people will need Cobra health insurance to help protect them from the issues that arrive with old age. Think about the fact that 53 million Americans live with a disability.
About 2 in every 5 Americans younger than the age of 65 have employer-based healthcare coverage according to a Gallup poll conducted in January of 2015. The Bureau of Labor Statistics revealed that 19% of part-time employees and 85% of full-time workers had access to benefits provided by medical care as of March 2017. In 2016, about 74 million Americans did not have any kind of dental coverage. Understand that just about 90% of all workers in America that have private dental coverage received this through an employer or another group program.
Glassdoor conducted an Employment Survey in the year of 2015. This survey revealed that 60% of all respondents believe that health benefits are a very important factor in terms of them accepting a job. If you are an employee that needs some sort of Cobra Health Insurance then make sure you get it. You should be able to find either a job or a pogram that can take care of you. There is medicaid offered to many people across the United States and they often will use it to help them get the health insurance they not only need, but the health insurance that they deserve.