What to Know About Self Defense Liability Insurance
Many gun owners may be wondering if the USCCA Self Defense Liability Policy is a good way to protect themselves. A closer look at the paperwork associated with the policy can provide some important insight into this self defense liability insurance plan.
The most important thing to keep in mind when deciding whether or not to get USCCA self defense insurance is that the policy does not offer coverage if a person is charged with a crime. Criminal acts are explicitly listed as an exclusion in the policy’s documents.
If your reason for wanting self defense liability insurance is to protect yourself if you get charged with a crime, the USCCA policy will not provide what you are looking for.
It’s also worth noting that even in situations where you are covered by the insurance, the USCCA will have control over the lawyer you choose to defend you. The policy dictates that the attorney you select must adhere to certain guidelines and hourly rates.
For the above reasons, the USCCA Self Defense Liability Policy is not advisable. Individuals looking for self defense liability insurance should choose a different policy to ensure that they aren’t subject to extensive exceptions and restrictions. Be sure to do plenty of research into any policy that you are considering.